MICR Code: 490240003

Bank: HDFC Bank
IFSC Code: Hdfc0002440
MICR Code: 490240003
Address: Hdfc Bank Ltd Shop No. 122, Gr. Flr, Ff. Juwani Road, Smriti N Agar, Bhilai Chattisgarh 490020
City: Durg
District: Bhilainagar
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 490240003.

  • In this case first three codes 490 is city code and it represents city Durg.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Hdfc Bank Ltd Shop No. 122, Gr. Flr, Ff. Juwani Road, Smriti N Agar, Bhilai Chattisgarh 490020.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.