MICR Code: 495240003

Bank: HDFC Bank
IFSC Code: Hdfc0002414
MICR Code: 495240003
Address: Hdfc Bank Ltd., Prashant Complex, Opp. Sheffers School, Mungli Road, Bilaspur Chattisgarh 495001
City: Bilaspur
District: Bilaspur
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 495240003.

  • In this case first three codes 495 is city code and it represents city Bilaspur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Hdfc Bank Ltd., Prashant Complex, Opp. Sheffers School, Mungli Road, Bilaspur Chattisgarh 495001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.