1. Home
  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. HDFC Bank
  4. Chandigarh
  5. Bilaspur
  6. Bilaspur
  7. MICR: 495240506

MICR Code: 495240506

Bank: HDFC Bank
IFSC Code: Hdfc0003862
MICR Code: 495240506
Address: Keshawani Bhawan, Main Road, Teh Nawagarh, Nawagarh Panchayat Nagar, Janjgir Champa 495557
City: Bilaspur
District: Bilaspur
State: Chandigarh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 495240506.

  • In this case first three codes 495 is city code and it represents city Bilaspur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 506 represents branch. In our case branch is located at address Keshawani Bhawan, Main Road, Teh Nawagarh, Nawagarh Panchayat Nagar, Janjgir Champa 495557.

How to find micr code (for example 495240506) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.