MICR Code: 493240002

Bank: HDFC Bank
IFSC Code: Hdfc0000788
MICR Code: 493240002
Address: Opposite Rest House, Ratnabandha Road Dhamtari Chattisgarh 493773
City: Dhamtari
District: Dhamtari
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 493240002.

  • In this case first three codes 493 is city code and it represents city Dhamtari.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Opposite Rest House, Ratnabandha Road Dhamtari Chattisgarh 493773.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.