MICR Code: 493240005

Bank: HDFC Bank
IFSC Code: Hdfc0003821
MICR Code: 493240005
Address: K.H. No.79,P.H. No.943 29, Main Road, Opp. Hotel, Bhainsa, Dhamtari Chhattisgarh 493113
City: Dhamtari
District: Dhamtari
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 493240005.

  • In this case first three codes 493 is city code and it represents city Dhamtari.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 005 represents branch. In our case branch is located at address K.H. No.79,P.H. No.943 29, Main Road, Opp. Hotel, Bhainsa, Dhamtari Chhattisgarh 493113.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.