MICR Code: 495240302

Bank: HDFC Bank
IFSC Code: Hdfc0000918
MICR Code: 495240302
Address: Hdfc Bank Ltd Plot No 646/1 Tranasport Nagar Road
City: Korba
District: Korba
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 495240302.

  • In this case first three codes 495 is city code and it represents city Korba.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 302 represents branch. In our case branch is located at address Hdfc Bank Ltd Plot No 646/1 Tranasport Nagar Road.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.