MICR Code: 492240504

Bank: HDFC Bank
IFSC Code: Hdfc0003416
MICR Code: 492240504
Address: Charondham Chowk, Tehsil Churra, Dist Gariaband, Panduka Chhattisgarh 492109
City: Dhamtari
District: Panduka
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 492240504.

  • In this case first three codes 492 is city code and it represents city Dhamtari.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 504 represents branch. In our case branch is located at address Charondham Chowk, Tehsil Churra, Dist Gariaband, Panduka Chhattisgarh 492109.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.