MICR Code: 497240503

Bank: HDFC Bank
IFSC Code: Hdfc0003327
MICR Code: 497240503
Address: Hdfc Bank Ltd Kh. 514/2, Gaurav Path Road, Near Bus Stand, Dist- Balrampur Ramanujganj Chattisgarh 497220
City: Surguja
District: Ramanujganj
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 497240503.

  • In this case first three codes 497 is city code and it represents city Surguja.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 503 represents branch. In our case branch is located at address Hdfc Bank Ltd Kh. 514/2, Gaurav Path Road, Near Bus Stand, Dist- Balrampur Ramanujganj Chattisgarh 497220.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.