MICR Code: 490534002

Bank: HDFC Bank
IFSC Code: Hdfc0cbnsah
MICR Code: 490534002
Address: Akanksha Bhawan, Sector 6 Bhilai,490006
City: Durg
District: Bhilainagar
State: Chhattisgarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 490534002.

  • In this case first three codes 490 is city code and it represents city Durg.
  • Next three characters 534 represents bank HDFC Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Akanksha Bhawan, Sector 6 Bhilai,490006.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.