MICR Code: 495240512
| Bank: HDFC Bank |
| IFSC Code: Hdfc0004856 |
| MICR Code: 495240512 |
| Address: Hdfc Bank Ltd Ground Floor Atal Bazar Gram Kosa Dist Janjgir Champa Bilaspur Cgh Chhattisgarh 495663 |
| City: Janjgir Champa |
| District: Champa |
| State: Chhattisgarh |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 495240512.
- In this case first three codes 495 is city code and it represents city Janjgir Champa.
- Next three characters 240 represents bank HDFC Bank.
- Remaining characters which are 512 represents branch. In our case branch is located at address Hdfc Bank Ltd Ground Floor Atal Bazar Gram Kosa Dist Janjgir Champa Bilaspur Cgh Chhattisgarh 495663.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details
I hope this clears doubts.