MICR Code: 493240507

Bank: HDFC Bank
IFSC Code: Hdfc0003921
MICR Code: 493240507
Address: Ground Flr Near Main Hospital Kirwai Road Vill Damakheda Chhattisgarh 493101
City: Raipur
District: Damakheda
State: Chhattisgarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 493240507.

  • In this case first three codes 493 is city code and it represents city Raipur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 507 represents branch. In our case branch is located at address Ground Flr Near Main Hospital Kirwai Road Vill Damakheda Chhattisgarh 493101.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.