MICR Code: 497240101

Bank: HDFC Bank
IFSC Code: Hdfc0004267
MICR Code: 497240101
Address: Jkd Road Sai Baba Tiraha Near Balmik Electronics Manendragarh Manhendragarh Chhattisgarh 497442
City: Koriya
District: Manendragarh
State: Chhattisgarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 497240101.

  • In this case first three codes 497 is city code and it represents city Koriya.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 101 represents branch. In our case branch is located at address Jkd Road Sai Baba Tiraha Near Balmik Electronics Manendragarh Manhendragarh Chhattisgarh 497442.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.