MICR Code: 496864001

Bank: HDFC Bank
IFSC Code: Hdfc0crnsbm
MICR Code: 496864001
Address: Daroga Para Raigarh
City: Raigarh
District: Raigarh
State: Chhattisgarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 496864001.

  • In this case first three codes 496 is city code and it represents city Raigarh.
  • Next three characters 864 represents bank HDFC Bank.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Daroga Para Raigarh.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.