MICR Code: 495240510

Bank: HDFC Bank
IFSC Code: Hdfc0004485
MICR Code: 495240510
Address: Makkad Complex Ward No 7 Main Road Takhatpur Distt Bilaspur Chhattisgarh Takhatpur Chhattisgarh495300
City: Bilaspur
District: Takhatpur
State: Chhattisgarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 495240510.

  • In this case first three codes 495 is city code and it represents city Bilaspur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 510 represents branch. In our case branch is located at address Makkad Complex Ward No 7 Main Road Takhatpur Distt Bilaspur Chhattisgarh Takhatpur Chhattisgarh495300.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.