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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. HDFC Bank
  4. Chhattisgarh
  5. Wadrafnagar
  6. Surguja
  7. MICR: 497240506

MICR Code: 497240506

Bank: HDFC Bank
IFSC Code: Hdfc0004314
MICR Code: 497240506
Address: Hdfc Bank Ltd Main Road Wadrafnagar Distt Balarampur Ramanujganj Surajpur Chhattisgarh 497225
City: Surguja
District: Wadrafnagar
State: Chhattisgarh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 497240506.

  • In this case first three codes 497 is city code and it represents city Surguja.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 506 represents branch. In our case branch is located at address Hdfc Bank Ltd Main Road Wadrafnagar Distt Balarampur Ramanujganj Surajpur Chhattisgarh 497225.

How to find micr code (for example 497240506) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.