MICR Code: 403417005

Bank: HDFC Bank
IFSC Code: Hdfc0cmub05
MICR Code: 403417005
Address: St. Alex Hall, Curtorim ┬Û Goa. 403 700
City: North Goa
District: Panaji
State: Goa

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 403417005.

  • In this case first three codes 403 is city code and it represents city North Goa.
  • Next three characters 417 represents bank HDFC Bank.
  • Remaining characters which are 005 represents branch. In our case branch is located at address St. Alex Hall, Curtorim ┬Û Goa. 403 700.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.