MICR Code: 393240054

Bank: HDFC Bank
IFSC Code: Hdfc0003186
MICR Code: 393240054
Address: Bharuch
City: Bharuch
District: 98982 71111
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 393240054.

  • In this case first three codes 393 is city code and it represents city Bharuch.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 054 represents branch. In our case branch is located at address Bharuch.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.