MICR Code: 394240051

Bank: HDFC Bank
IFSC Code: Hdfc0000209
MICR Code: 394240051
Address: First Flrshri Ambika Niketanstation Road, Bardoligujarat394602
City: Surat
District: Bardoli
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 394240051.

  • In this case first three codes 394 is city code and it represents city Surat.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 051 represents branch. In our case branch is located at address First Flrshri Ambika Niketanstation Road, Bardoligujarat394602.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.