MICR Code: 360240042

Bank: HDFC Bank
IFSC Code: Hdfc0004486
MICR Code: 360240042
Address: Hdfc Bank Ltd First Flr Gondal Mktg Yard Above Shopp Centre No 4 Nr Kissan Mall Gondal Bypass Dist Rajkot Gujarat 360311
City: Rajkot
District: Gondal
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 360240042.

  • In this case first three codes 360 is city code and it represents city Rajkot.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 042 represents branch. In our case branch is located at address Hdfc Bank Ltd First Flr Gondal Mktg Yard Above Shopp Centre No 4 Nr Kissan Mall Gondal Bypass Dist Rajkot Gujarat 360311.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.