MICR Code: 395240024

Bank: HDFC Bank
IFSC Code: Hdfc0003315
MICR Code: 395240024
Address: Hdfc Bank Ltd., Shop No. 1,2,3 Block No. 106-B, Dharam Empire, Kamrej Char Rasta, Navagam, Kamrej, Surat Gujarat 394150
City: Surat
District: Kamrej
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395240024.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 024 represents branch. In our case branch is located at address Hdfc Bank Ltd., Shop No. 1,2,3 Block No. 106-B, Dharam Empire, Kamrej Char Rasta, Navagam, Kamrej, Surat Gujarat 394150.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.