MICR Code: 364808091
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 364808091.
- In this case first three codes 364 is city code and it represents city Bhavnagar.
- Next three characters 808 represents bank HDFC Bank.
- Remaining characters which are 091 represents branch. In our case branch is located at address Shri Bhaskarrao Bhanushankar Thakker Sahakar Bhavan Bajarandas Bapa Chowk( Vashi Talao) Bhavnagar 364290.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.