MICR Code: 396240065

Bank: HDFC Bank
IFSC Code: Hdfc0003102
MICR Code: 396240065
Address: House No 827, Near Radha Krishna Temple, Taluka And Dist- Navsari, Khadsupa Gujarat 396433
City: Navsari
District: Navsari
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396240065.

  • In this case first three codes 396 is city code and it represents city Navsari.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 065 represents branch. In our case branch is located at address House No 827, Near Radha Krishna Temple, Taluka And Dist- Navsari, Khadsupa Gujarat 396433.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.