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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. HDFC Bank
  4. Gujarat
  5. Surat
  6. Surat
  7. MICR: 395246000

MICR Code: 395246000

Bank: HDFC Bank
IFSC Code: Hdfc0csncbr
MICR Code: 395246000
Address: 3/4016, ' Navnidhi', Karva Road, Navapura Surat.395003
City: Surat
District: Surat
State: Gujarat

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395246000.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 246 represents bank HDFC Bank.
  • Remaining characters which are 000 represents branch. In our case branch is located at address 3/4016, ' Navnidhi', Karva Road, Navapura Surat.395003.

How to find micr code (for example 395246000) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.