MICR Code: 390240020
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 390240020.
- In this case first three codes 390 is city code and it represents city Vadodara.
- Next three characters 240 represents bank HDFC Bank.
- Remaining characters which are 020 represents branch. In our case branch is located at address Hdfc Bank Ltd Ground Floor, Opp Govt Hospital, Mouje- Chapad, Tal And Dist- Vadodara Chapad Gujarat 391410.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.