MICR Code: 396240033

Bank: HDFC Bank
IFSC Code: Hdfc0001121
MICR Code: 396240033
Address: 1 St Floor, Kanta Trade Centrebehind Asopalav Hotel, Gidc Char Rasta
City: Valsad
District: Vapi
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396240033.

  • In this case first three codes 396 is city code and it represents city Valsad.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 033 represents branch. In our case branch is located at address 1 St Floor, Kanta Trade Centrebehind Asopalav Hotel, Gidc Char Rasta.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.