MICR Code: 160240018
Bank: HDFC Bank |
IFSC Code: Hdfc0000597 |
MICR Code: 160240018 |
Address: Sco 1070-71, Sector 22-B, Chandigarh Chandigarh Chandigarh 160022 |
City: Chandigarh |
District: Chandigarh |
State: Haryana |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 160240018.
- In this case first three codes 160 is city code and it represents city Chandigarh.
- Next three characters 240 represents bank HDFC Bank.
- Remaining characters which are 018 represents branch. In our case branch is located at address Sco 1070-71, Sector 22-B, Chandigarh Chandigarh Chandigarh 160022.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.