MICR Code: 132240104

Bank: HDFC Bank
IFSC Code: Hdfc0001434
MICR Code: 132240104
Address: Sco 2 & 3, Huda Marketsector 8
City: Karnal
District: Karnal
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132240104.

  • In this case first three codes 132 is city code and it represents city Karnal.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 104 represents branch. In our case branch is located at address Sco 2 & 3, Huda Marketsector 8.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.