MICR Code: 176845002

Bank: HDFC Bank
IFSC Code: Hdfc0c0cucb
MICR Code: 176845002
Address: Chamba Distt. Chamba Himachal Pradesh 176310
City: Chamba
District: Chamba
State: Himachal Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 176845002.

  • In this case first three codes 176 is city code and it represents city Chamba.
  • Next three characters 845 represents bank HDFC Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Chamba Distt. Chamba Himachal Pradesh 176310.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.