MICR Code: 180240012

Bank: HDFC Bank
IFSC Code: Hdfc0002517
MICR Code: 180240012
Address: Hdfc Bank Ltd., Daliy Excelsior Lane, Old Janipur, Jammu Jammu And Kashmir 180007
City: Jammu
District: Jammu
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 180240012.

  • In this case first three codes 180 is city code and it represents city Jammu.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 012 represents branch. In our case branch is located at address Hdfc Bank Ltd., Daliy Excelsior Lane, Old Janipur, Jammu Jammu And Kashmir 180007.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.