MICR Code: 194240001

Bank: HDFC Bank
IFSC Code: Hdfc0002369
MICR Code: 194240001
Address: Ground Floor Basement Floor, Skyabu Complex Main Bazar, Leh, Leh, Distt Leh Ladakh
City: Ladakh
District: Leh
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 194240001.

  • In this case first three codes 194 is city code and it represents city Ladakh.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Ground Floor Basement Floor, Skyabu Complex Main Bazar, Leh, Leh, Distt Leh Ladakh.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.