MICR Code: 192240103

Bank: HDFC Bank
IFSC Code: Hdfc0003854
MICR Code: 192240103
Address: Main Road Darul Aloom Usmani Zanurain Parigam Pulwama Parigam Jk 192301
City: Pulwama
District: Pulwama
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 192240103.

  • In this case first three codes 192 is city code and it represents city Pulwama.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 103 represents branch. In our case branch is located at address Main Road Darul Aloom Usmani Zanurain Parigam Pulwama Parigam Jk 192301.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.