MICR Code: 190240010

Bank: HDFC Bank
IFSC Code: Hdfc0002482
MICR Code: 190240010
Address: Hdfc Bank Ltd. Mughal Plaza, Near J&K Automobiles, Nowgam Srinagar Jammu & Kashmir 190015
City: Srinagar
District: Srinagar
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 190240010.

  • In this case first three codes 190 is city code and it represents city Srinagar.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 010 represents branch. In our case branch is located at address Hdfc Bank Ltd. Mughal Plaza, Near J&K Automobiles, Nowgam Srinagar Jammu & Kashmir 190015.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.