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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. HDFC Bank
  4. Kerala
  5. Kochi
  6. Ernakulam
  7. MICR: 682240031

MICR Code: 682240031

Bank: HDFC Bank
IFSC Code: Hdfc0002835
MICR Code: 682240031
Address: Hdfc Bank Ltd. Pranavam Tower, Petta Junction, Poonit Hura Cochin Kerala 682038
City: Ernakulam
District: Kochi
State: Kerala

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682240031.

  • In this case first three codes 682 is city code and it represents city Ernakulam.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 031 represents branch. In our case branch is located at address Hdfc Bank Ltd. Pranavam Tower, Petta Junction, Poonit Hura Cochin Kerala 682038.

How to find micr code (for example 682240031) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.