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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. HDFC Bank
  4. Kerala
  5. Kottayam
  6. Kottayam
  7. MICR: 686240302

MICR Code: 686240302

Bank: HDFC Bank
IFSC Code: Hdfc0001497
MICR Code: 686240302
Address: Hdfc Bank Ltd Porunnolil Building Petta Road, Pala, Kottayam Pala Kerala
City: Kottayam
District: Kottayam
State: Kerala

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686240302.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 302 represents branch. In our case branch is located at address Hdfc Bank Ltd Porunnolil Building Petta Road, Pala, Kottayam Pala Kerala.

How to find micr code (for example 686240302) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.