MICR Code: 474240004

Bank: HDFC Bank
IFSC Code: Hdfc0002744
MICR Code: 474240004
Address: Hdfc Bank Ltd Near Sbi, Barawadi Chow K Jhansi Loop Road, Morar Gwalior Madhya Pradesh 474006
City: Gwalior
District: Gwalior
State: Madhya Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 474240004.

  • In this case first three codes 474 is city code and it represents city Gwalior.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Hdfc Bank Ltd Near Sbi, Barawadi Chow K Jhansi Loop Road, Morar Gwalior Madhya Pradesh 474006.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.