MICR Code: 415240202

Bank: HDFC Bank
IFSC Code: Hdfc0002177
MICR Code: 415240202
Address: Chiplun Manor Arcade Next To S T Stand Ratnagiri Goa Roa Opposite Saraswat Bank Chiplun Maharashtra
City: Ratnagiri
District: Chiplun
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415240202.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 202 represents branch. In our case branch is located at address Chiplun Manor Arcade Next To S T Stand Ratnagiri Goa Roa Opposite Saraswat Bank Chiplun Maharashtra.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.