MICR Code: 440240012

Bank: HDFC Bank
IFSC Code: Hdfc0003120
MICR Code: 440240012
Address: Hdfc Bank Ltd X35 Commercial Zone, Hingna Industrial Area, Midc Nagpur, Maharashtra 440016
City: Nagpur
District: Hingna
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 440240012.

  • In this case first three codes 440 is city code and it represents city Nagpur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 012 represents branch. In our case branch is located at address Hdfc Bank Ltd X35 Commercial Zone, Hingna Industrial Area, Midc Nagpur, Maharashtra 440016.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.