MICR Code: 400240189

Bank: HDFC Bank
IFSC Code: Hdfc0003997
MICR Code: 400240189
Address: Hdfc Bank Ltd Prateek Gems Plot No10 11 Shop No2 Sector 35 Kamothe Thane Navi Mumbai Maharashtra 410209
City: Raigad
District: Kamothe
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400240189.

  • In this case first three codes 400 is city code and it represents city Raigad.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 189 represents branch. In our case branch is located at address Hdfc Bank Ltd Prateek Gems Plot No10 11 Shop No2 Sector 35 Kamothe Thane Navi Mumbai Maharashtra 410209.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.