MICR Code: 416407012

Bank: HDFC Bank
IFSC Code: Hdfc0cvcb27
MICR Code: 416407012
Address: Plot No.27, Saneguruji Sah. Gruh Nirman Sanstha. Maryadit, Kolapur 416012
City: Kolhapur
District: Kolhapur
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 416407012.

  • In this case first three codes 416 is city code and it represents city Kolhapur.
  • Next three characters 407 represents bank HDFC Bank.
  • Remaining characters which are 012 represents branch. In our case branch is located at address Plot No.27, Saneguruji Sah. Gruh Nirman Sanstha. Maryadit, Kolapur 416012.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.