MICR Code: 400149002

Bank: HDFC Bank
IFSC Code: Hdfc0cpatan
MICR Code: 400149002
Address: 75, Rasik Niwas,F Road, Patan Jain Mandal Marg, Mumbai:400020
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400149002.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 149 represents bank HDFC Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address 75, Rasik Niwas,F Road, Patan Jain Mandal Marg, Mumbai:400020.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.