MICR Code: 400240187

Bank: HDFC Bank
IFSC Code: Hdfc0003953
MICR Code: 400240187
Address: Hdfc Bank Ltd Balaji Heights Shop1 2 3 4 Plot No4 Sector 11 Opp Juinagar Station Sanpada Navi Mumbai Maharashtra 400705
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400240187.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 187 represents branch. In our case branch is located at address Hdfc Bank Ltd Balaji Heights Shop1 2 3 4 Plot No4 Sector 11 Opp Juinagar Station Sanpada Navi Mumbai Maharashtra 400705.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.