MICR Code: 400240045

Bank: HDFC Bank
IFSC Code: Hdfc0000322
MICR Code: 400240045
Address: Hdfc Bank Ltdshop No.G1 And G2, Arihant Apartmentplotno.2, Jawahar Nagar, S.V. Road
City: Greater Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400240045.

  • In this case first three codes 400 is city code and it represents city Greater Mumbai.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 045 represents branch. In our case branch is located at address Hdfc Bank Ltdshop No.G1 And G2, Arihant Apartmentplotno.2, Jawahar Nagar, S.V. Road.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.