MICR Code: 400240118

Bank: HDFC Bank
IFSC Code: Hdfc0001205
MICR Code: 400240118
Address: Saket, Plot No 120 Juhu Gulmohar Roadjvpd Scheme, Juhu
City: Greater Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400240118.

  • In this case first three codes 400 is city code and it represents city Greater Mumbai.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 118 represents branch. In our case branch is located at address Saket, Plot No 120 Juhu Gulmohar Roadjvpd Scheme, Juhu.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.