MICR Code: 440240020

Bank: HDFC Bank
IFSC Code: Hdfc0004224
MICR Code: 440240020
Address: Shree Balaji Chember Plot No13b Khasara No 228 Amravati Road Wadi Nagpur Nagpur Maharashtra 440023
City: Nagpur
District: Nagpur
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 440240020.

  • In this case first three codes 440 is city code and it represents city Nagpur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 020 represents branch. In our case branch is located at address Shree Balaji Chember Plot No13b Khasara No 228 Amravati Road Wadi Nagpur Nagpur Maharashtra 440023.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.