MICR Code: 413818127

Bank: HDFC Bank
IFSC Code: Hdfc0cjtuce
MICR Code: 413818127
Address: Shivaji Chowk Osamanabad
City: Osmanabad
District: Osmanabad
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 413818127.

  • In this case first three codes 413 is city code and it represents city Osmanabad.
  • Next three characters 818 represents bank HDFC Bank.
  • Remaining characters which are 127 represents branch. In our case branch is located at address Shivaji Chowk Osamanabad.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.