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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. HDFC Bank
  4. Maharashtra
  5. Ratnagiri
  6. Ratnagiri
  7. MICR: 415803051

MICR Code: 415803051

Bank: HDFC Bank
IFSC Code: Hdfc0cratna
MICR Code: 415803051
Address: Sai Complex, Malnaka At Post Tal Ratnagiri - 415612
City: Ratnagiri
District: Ratnagiri
State: Maharashtra

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415803051.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 803 represents bank HDFC Bank.
  • Remaining characters which are 051 represents branch. In our case branch is located at address Sai Complex, Malnaka At Post Tal Ratnagiri - 415612.

How to find micr code (for example 415803051) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.