MICR Code: 400240104

Bank: HDFC Bank
IFSC Code: Hdfc0001019
MICR Code: 400240104
Address: Plot No.23, Harevibai Chsunnati Building, Near Jain Templecaves Road, Jogeshwari( East)
City: Thane
District: Virar
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400240104.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 104 represents branch. In our case branch is located at address Plot No.23, Harevibai Chsunnati Building, Near Jain Templecaves Road, Jogeshwari( East).

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.