IFSC Code: Hdfc0000855

Bank: HDFC Bank
IFSC Code: Hdfc0000855
MICR Code: 141240006
Address: Adjoining Shamsher Avenue, Ferozepur Roadludhiana
City: Ludhiana
District: Barewal Awana
State: Punjab

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Hdfc0000855.

  • In our case IFSC code's first four characters Hdfc represents bank HDFC Bank.
  • Remaining characters which are 0000855 represents branch. In our case branch is located at address Adjoining Shamsher Avenue, Ferozepur Roadludhiana.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.