MICR Code: 144240990

Bank: HDFC Bank
IFSC Code: Hdfc0003255
MICR Code: 144240990
Address: Hdfc Bank Ltd Main Road, Vpo. Ghuman, Tehsil Batala Distt Gurdaspur, Ghuman Punjab 143514
City: Gurdaspur
District: Ghuman
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144240990.

  • In this case first three codes 144 is city code and it represents city Gurdaspur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 990 represents branch. In our case branch is located at address Hdfc Bank Ltd Main Road, Vpo. Ghuman, Tehsil Batala Distt Gurdaspur, Ghuman Punjab 143514.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.