MICR Code: 147240103

Bank: HDFC Bank
IFSC Code: Hdfc0002763
MICR Code: 147240103
Address: Hdfc Bank Ltd., Amloh Road, Near Punjab And Sindh Bank, Mandigobindgarh, Dist. Fatehgarh Sahib Punjab 147301
City: Fatehgarh Sahib
District: Gobind Garh
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 147240103.

  • In this case first three codes 147 is city code and it represents city Fatehgarh Sahib.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 103 represents branch. In our case branch is located at address Hdfc Bank Ltd., Amloh Road, Near Punjab And Sindh Bank, Mandigobindgarh, Dist. Fatehgarh Sahib Punjab 147301.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.